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To boost your credit score, start by making small, consistent payments on time, like a monthly streaming subscription, then work up to paying off a single credit card balance in full each month. This shows lenders you reliably manage small debts, which gradually builds a positive payment history. Keep your credit utilization low, ideally under 30%, by not maxing out cards. Dispute any errors on your credit report too, as outdated marks can drag your score down. Within a few months, these habits…